GreenSky, Inc. [NASDAQ:GSKY]: Analyst Rating and Earnings
Stock market traders frequently keep their eyes on what Wall Street experts as it relates to a potential investment. For GreenSky, Inc. [GSKY], the most recent analyst consensus recommendation available since its latest financial results for the quarter ending in December. On average, stock market experts give GSKY an Outperform rating. Its stock price has been found in the range of 8.30 to 27.01. This is compared to its latest closing price of $11.56.
Wall Street analysts provide their ratings on a scale of 1 to 5, and the current average score for GreenSky, Inc. [GSKY] is sitting at 2.33. This is compared to 1 month ago, when its average rating was 2.27.
For the quarter ending in Mar-19 GreenSky, Inc. [GSKY] generated $0.1 billion in sales. That’s 1.31% lower than the average estimate of $0.11 billion as provided by Wall Street analysts. The three indicators above suggest that on the whole, this stock is not presenting an attractive investment option, as there are too many red flags that don’t point to a high-value ROI.
Keep your eyes peeled for the soon-to-be-published financial results of this company, which are expected to be made public on Tue 6 Aug (In 82 Days).
Fundamental Analysis of GreenSky, Inc. [GSKY]
Now let’s turn to look at profitability: with a current Operating Margin for GreenSky, Inc. [GSKY] sitting at +60.81 and its Gross Margin at +83.59, this company’s Net Margin is now 8.30%. These metrics indicate that this company is not generating as much profit, after accounting for expenses, compared to its market peers.
This company’s Return on Total Capital is 75.92, and its Return on Invested Capital has reached 26.70%. Its Return on Assets is 3.83.
Turning to investigate this organization’s capital structure, GreenSky, Inc. [GSKY] has generated a Total Debt to Total Equity ratio of 1,511.97. Similarly, its Total Debt to Total Capital is 93.80, while its Total Debt to Total Assets stands at 48.18. Looking toward the future, this publicly-traded company’s Long-Term Debt to Equity is 1,496.33, and its Long-Term Debt to Total Capital is 92.83. This company has a healthy balance between its debt and its current holdings, suggesting it is a reliable investment due to its ability to leverage debt in an efficient way.
What about valuation? This company’s Enterprise Value to EBITDA is 2.97 and its Total Debt to EBITDA Value is 1.51. The Enterprise Value to Sales for this firm is now 1.76, and its Total Debt to Enterprise Value stands at 0.23. GreenSky, Inc. [GSKY] has a Price to Book Ratio of 20.39, a Price to Cash Flow Ratio of 7.05 and P/E Ratio of 24.42. These metrics show that this company has a mixed appeal, and ROI could be a gain or a loss.
Shifting the focus to workforce efficiency, GreenSky, Inc. [GSKY] earns $381,133 for each employee under its payroll. Similarly, this company’s Receivables Turnover is 7.50 and its Total Asset Turnover is 0.66. This publicly-traded organization’s liquidity data is also interesting: its Quick Ratio is 25.29 and its Current Ratio is 25.29. This company, considering these metrics, has a healthy ratio between its short-term liquid assets and its short-term liabilities, making it a less risky investment.
GreenSky, Inc. [GSKY] has 175.75M shares outstanding, amounting to a total market cap of $2.03B. Its stock price has been found in the range of 8.30 to 27.01. At its current price, it has moved by -59.78% from its 52-week high, and it has moved 30.91% from its 52-week low.
This stock’s Beta value is currently , which indicates that it is more volatile that the wider market. This stock’s Relative Strength Index (RSI) is at 23.90. This stock, according to these metrics, is currently Oversold.
Conclusion: Is GreenSky, Inc. [GSKY] a Reliable Buy?
Shares of GreenSky, Inc. [GSKY], on the whole, present investors with both positive and negative signals. Wall Street analysts have mixed reviews when it comes to the 12-month price outlook, and this company’s financials show a combination of strengths and weaknesses. Based on the price performance, this investment is somewhat risky while presenting reasonable potential for ROI.