Citizens Financial Group, Inc. [NYSE:CFG]: Analyst Rating and Earnings

Equities traders frequently stay up to date regarding what leading market analysts think about a possible stock buy. As it relates to Citizens Financial Group, Inc. [CFG], the latest mean analyst recommendation that’s publicly available is from the fiscal three-month period ending in December. On average, stock market experts give CFG an Outperform rating. Its stock price has been found in the range of 27.62 to 42.87. This is compared to its latest closing price of $34.21.

Wall Street analysts provide their ratings on a scale of 1 to 5, and the current average score for Citizens Financial Group, Inc. [CFG] is sitting at 1.76. This is compared to 1 month ago, when its average rating was 1.76.

For the quarter ending in Mar-19 Citizens Financial Group, Inc. [CFG] generated $1.59 billion in sales. That’s 0.36% higher than the average estimate of $1.58 billion as provided by Wall Street analysts. The three indicators above suggest that overall, this stock is demonstrating a mixed bag of positive appeal and some drawbacks, making it a somewhat risky investment that also has the potential to generate high ROI in the long run.

Stay on the lookout for the next quarterly financial report – the company is expected to release the following results on Fri 19 Jul (In 64 Days).

Fundamental Analysis of Citizens Financial Group, Inc. [CFG]

Now let’s turn to look at profitability: with a current Operating Margin for Citizens Financial Group, Inc. [CFG] sitting at +30.57, this company’s Net Margin is now 28.90%. These measurements indicate that Citizens Financial Group, Inc. [CFG] is generating considerably more profit, after expenses are accounted for, compared to its market peers.

This company’s Return on Total Capital is 6.01, and its Return on Invested Capital has reached 10.80%. Its Return on Equity is 8.38, and its Return on Assets is 1.09. These metrics suggest that this Citizens Financial Group, Inc. does a poor job of managing its assets, and likely won’t be able to provide successful business outcomes for its investors in the near term.

Turning to investigate this organization’s capital structure, Citizens Financial Group, Inc. [CFG] has generated a Total Debt to Total Equity ratio of 82.83. Similarly, its Total Debt to Total Capital is 45.30, while its Total Debt to Total Assets stands at 10.69. Looking toward the future, this publicly-traded company’s Long-Term Debt to Equity is 72.25, and its Long-Term Debt to Total Capital is 37.92. This company is not leveraging its assets to take on debt, which stunts its growth and limits the ROI for investors.

What about valuation? This company’s Enterprise Value to EBITDA is 11.10. The Enterprise Value to Sales for this firm is now 4.02, and its Total Debt to Enterprise Value stands at 0.61. Citizens Financial Group, Inc. [CFG] has a Price to Book Ratio of 0.69, a Price to Cash Flow Ratio of 8.20 and P/E Ratio of 9.57. These metrics all suggest that Citizens Financial Group, Inc. is more likely to generate a positive ROI.

Shifting the focus to workforce efficiency, Citizens Financial Group, Inc. [CFG] earns $395,083 for each employee under its payroll. Similarly, this company’s Total Asset Turnover is 0.05.

Citizens Financial Group, Inc. [CFG] has 460.71M shares outstanding, amounting to a total market cap of $15.76B. Its stock price has been found in the range of 27.62 to 42.87. At its current price, it has moved by -18.22% from its 52-week high, and it has moved 26.91% from its 52-week low.

This stock’s Beta value is currently 1.42, which indicates that it is more volatile that the wider market. This stock’s Relative Strength Index (RSI) is at 46.45. This RSI score is good, suggesting this stock is neither overbought or oversold.

Conclusion: Is Citizens Financial Group, Inc. [CFG] a Reliable Buy?

Shares of Citizens Financial Group, Inc. [CFG], on the whole, present investors with both positive and negative signals. Wall Street analysts have mixed reviews when it comes to the 12-month price outlook, and this company’s financials show a combination of strengths and weaknesses. Based on the price performance, this investment is somewhat risky while presenting reasonable potential for ROI.